eSignLive Digital Mortgage Solution

Supports document-based digital mortgage transactions – from disclosures and origination to closing through to investors

  • Automates the mortgage workflow – from signature to notarization through to the vaulting and registration of the mortgage note in the MERS eRegistry
  • Manages the delivery and acceptance of disclosures by borrowers and the signing and notarization of documents in the closing package by agents, attorneys and notaries
  • Facilitates the secure transfer of the mortgage note for lenders and investors between various parties and other e-vaults, while maintaining a single authoritative copy

The eSignLive Digital Mortgage Difference

Automate the mortgage process on a single platform built on decades of lending experience

eSignLive is used by the world’s top mortgage lenders, including Wells Fargo, RBC Royal Bank and US Bank. Our solution balances ease-of-use with the highest levels of security and compliance, while providing the most options to automate any part of the mortgage workflow – including application, closing and post-closing processes.
Easy to Use

Easy for borrowers, notaries, lenders and investors to engage in the mortgage loan process. Delivers trusted and convenient user experiences to increase adoption and shorten transaction completion.

Security & Compliance

Compliant with the most stringent cloud and document security standards. Meets ESIGN, UETA and MISMO that set standards for electronic documents that are pooled, sold and securitized.

Deployment & Scalability

Provides a single platform with a wide range of data segregation and deployment options (SaaS in the cloud and on-premises) to meet your IT and business requirements.

Download the eSignLive Digital Mortgage solution overview
eSignLive is a MERS and Fannie Mae approved eMortgage technology solution provider.

Single Platform Solution

An end-to-end digital mortgage solution built on a single platform capable of managing the full spectrum of mortgage processes

From signature to notarization through to the secure vaulting and registration of the note in the MERS eRegistry, we help automate the mortgage process via a single-vendor solution. The eSignLive Digital Mortgage Solution is comprised of three independent software services:
  • eSignLive’s eSignature service ensures that mortgage application disclosures comply with the TILA-RESPA Integrated Disclosure (TRID) rule
  • Consumers can e-sign with a simple click from any device
  • eSignLive’s eClosing service enables review, signing and notarization of documents in the mortgage closing package
  • Allows the seamless transfer of the mortgage eNote to eVault Manager
Watch a demo of our solution
  • eSignLive’s eVault Manager assures the transfer and secure storage of the authoritative copy of the mortgage eNote
  • Connects to the MERS eRegistry, where eNotes are maintained in their native SMART Doc format
See how these services work together

Product Highlights

A single platform solution that seamlessly connects to every component of the closing and vaulting process.

  • Integrate with any LOS and Doc Prep system
  • eSign and eNotarize all of your documents and complete the entire closing process digitally
  • Automatically receive and store final documents and audit trails
  • Manage and track the ownership and chain of custody of documents within a secure eVault
  • Mortgage transactions are automatically registered within the MERS eRegistry
  • For enterprise-wide deployments, support for multiple eVault databases on a single registry

Easy to Use

An intuitive experience throughout the mortgage process to drive high adoption

We make it easier for all participants in the mortgage process – borrowers, notaries, attorneys, title and escrow agents, lenders, investors, document custodians, auditors and servicers.
Easy for Borrowers
  • Deliver disclosures and documents in the closing package to borrowers across any channel.
  • White-label the process to protect your brand and maintain trust across the transaction.
  • Borrowers conveniently sign anywhere, on any device.
Easy for Notaries, Attorneys & Agents
  • Facilitate the review, signing and notarization of documents at the closing table.
  • Capture signatures, apply the notary’s seal and log information pertaining to the closing process in the integrated eJournal.
  • Secured by the most comprehensive audit trails in the market.
Easy for Document Custodians & Servicers
  • Enable the full digital processing of a closed mortgage.
  • Intuitive admin console enables document custodians and servicers to register the note with MERS
  • Seamlessly transfer notes to other entities (such as Fannie Mae and investors) and other e-vaults.
Read our “Pathways to Digital Mortgage” white paper


Meet legal, regulatory and IT compliance requirements out-of-the-box

A proven solution that eliminates confusion and risk related to complying with ESIGN and UETA, and ensures that transactions are legal, secure and enforceable.
Regulatory Compliance
  • Full compliance with ESIGN and UETA provides lenders peace of mind in adhering to TRID’s “know before you owe” rule.
  • eSignLive’s eVault Manager maintains a single, authoritative copy of the mortgage note and full chain of custody across the loan process.
Watch the legal webcast on eMortgage closings
Comprehensive Audit Trails
  • Tracks the transaction at every step, making it easy to demonstrate compliance.
  • The only eSignature and eClosing service provider to capture both a static AND a patented visual audit trail of the signing and notarization process – as experienced by borrowers.
  • Replays all web and mobile screens presented.
Deployment Options
  • Flexible deployment architecture gives you control over how and where data and documents are stored.
  • Deploy the solution in a public cloud, private cloud or on-premises according to your IT and business requirements.


Built on market-leading cloud infrastructure services and trusted by the some of the world’s most security-conscious organizations

Offers highly secure data centers with real-time replication of data across distributed locations to ensure continuous availability and optimal performance.
Infrastructure Security

State-of-the-art data centers with military-grade security of facilities.

Hosted on Amazon Web Service’s world-class cloud infrastructure services.

Application Security

Compliant with the most stringent global security standards, including SOC 2.

Recognizes our commitment to maintain the strictest controls over cloud security and data protection.

Strong Encryption

Full document and database-level encryption using Advanced Encryption Standard (AES) 256-bit encryption.

eSignLive’s eVault Manager ensures the security and ownership of the mortgage note’s authoritative copy through its lifecycle.


Our solutions are built on decades of experience helping banks and lenders achieve paperless processes

With a deep understanding of banking and lending processes, we have a proven track record in helping our customers increase adoption and ultimately speed time-to-revenue.
Digital Lending Pioneer

15+ years helping organizations manage and track the lifecycle of financial assets.

Pioneering participant in industry standards associations such as MERS, MISMO and the Electronic Signatures and Records Association (ESRA).

#1 in Banking & Lending

Used by the world’s top banks and lenders, including Wells Fargo, US Bank and RBC Royal Bank. 12 of the top 20 North American banks use eSignLive for their most trusted B2C applications.

eSignLive is the preferred provider for CUNA, which represents over 6,200 credit unions in the U.S.

#1 in Customer Satisfaction

Consistently ranked #1 in customer satisfaction and support by third-party software review sites such as G2 Crowd and TrustRadius.

Count on us for white-glove treatment before and after you become a customer.


Scales quickly and cost-effectively across your organization as your needs grow

The only solution to provide a single platform that scales to meet your growing requirements, while maintaining high security, compliance and performance.
Segregated Storage

Supports multiple eVault databases on a single registry, allowing segregated storage for multiple lines of business.

Shared Services Infrastructure

Implement the solution as a shared service that can be easily accessed by any group or division.

Fulfill company-wide needs using a centralized platform.

High Performance

Load-tested to a capacity of 3 billion documents per year.

Hosted on redundant infrastructures and provides a carrier-grade availability SLA of 99.999%.

View up-time percentages

Learn More