OneSpan Vault for Mortgage & Lending Datasheet

In the financial services industry, lending is an application that has been traditionally difficult to automate. It is a contract-intensive process with an extensive lifecycle, and one that carries significant risk and limited trust across its value chain – from origination to funding through to the fulfillment and servicing of the loan. Key documents such as e-mortgage notes and vehicle loan and equipment lease contracts must be stored and maintained as unique, original copies – also known as “authoritative copies” – throughout their lifecycle in accordance with laws such as ESIGN, UETA and UCC Article 9-105.

The OneSpan Vault assures legal control of the authoritative copy during its creation and storage, as well as during operations for the sale, syndication and securitization of loans and leases.